Bank Statments Loan Programs 

Bank Statements for Income: 12 months / 24 months 
    

• First Position Mortgages
• 30-Year Fully Amortized Term
• 7/1 Hybrid ARM - 7-Year Fixed Period followed by a 23-Year Adjustable Rate Period set to the 1- Year CMT Index
• 5/1 Hybrid ARM - 5-Year Fixed Period followed by a 25-Year Adjustable Rate Period set to the 1- Year CMT Index
• 30-Year Fixed
• No Prepayment Penalty
• Must have Impounds
• Interest Only Payment
• Up to 90% LTV No MI
• No Foreclosure, Short Sale, or BK Seasoning
• Two years from Short Sale to 90% LTV
• One year from Short Sale to 85% LTV
• $5,000,000 Loan Amounts
• 50% DTI
• ATR-In-Full & Asset Depletion, No Income or Employment Requirement